1. Acceptance of these terms
By using arthlens.example, you agree to these Terms of Use and to our Privacy Policy. If you don't agree, please don't use the site.
2. What Arthlens is (and is not)
Arthlens publishes educational, editorial content about credit cards and loans in India. We are not a lender, not a broker, not a Direct Selling Agent (DSA), and not a registered investment advisor. Nothing on this site constitutes a loan offer, credit decision, or personal financial advice.
3. Accuracy of information
We make reasonable efforts to keep content accurate and up to date. Financial product terms change frequently; numbers and ranges shown are illustrative at the time of publication. Always verify product-specific terms with the lender or issuer before making any decision.
4. The guided check
The guided check is an educational framework, not an application, and not a pre-approval. The categories shown after the check are general educational suggestions. Your actual eligibility for any product depends entirely on the issuer or lender's own assessment.
5. Your responsibilities
- Provide accurate information when you use interactive features.
- Use the site lawfully, and not for scraping, automated abuse, or circumventing security.
- Make your own decisions about financial products, ideally after consulting a qualified advisor where needed.
6. Intellectual property
Site content, design, code and branding are owned by Arthlens or licensed for our use. You may link to Arthlens pages and quote short excerpts with attribution. Please write to us for anything beyond that.
7. Third-party content and links
We may link to third-party websites for reference. We don't control those sites and are not responsible for their content, accuracy, or practices. Advertising placements are clearly labelled.
8. Disclaimers
The site is provided "as is". To the fullest extent permitted by applicable law, we make no warranties about the availability, accuracy, completeness or reliability of the content. Nothing on Arthlens should be relied on as a substitute for professional financial advice.
9. Limitation of liability
To the maximum extent permitted by law, Arthlens and its contributors will not be liable for indirect, consequential or incidental damages arising from your use of the site or any decision based on its content.
10. Governing law
These terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the competent courts in Bengaluru, unless otherwise required by applicable consumer-protection law.
11. Changes to these terms
We may update these Terms. Material changes will be reflected in the "Last updated" date above. Continued use of the site after a change means you accept the updated version.
12. Contact
Questions about these Terms? Write to legal@arthlens.example.